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Transaction Dispute Request

First Option Bank takes your privacy seriously. To see how we handle your personal information, please download and retain a copy of our Privacy Notification.

Your Details

Transaction Type *

VISA Transaction Details

AUD
AUD
AUD
Do you have more disputed transactions?
AUD
AUD
AUD
Do you have more disputed transactions?

If so, please email them to [email protected]

Dispute ReasonSelect one option
Where did you use the card? *Please select one option
Was this transaction authorised by yourself?Please be aware some merchants may appear under a different name on your statement.
Have you (or someone you know) used your card for access to any mobile phone programs or gaming consoles?A subscription may be set up for add-ons to games, e.g. Apple, Xbox, Microsoft
  • Please contact the merchant prior to lodging a dispute - we may not be able to lodge these on your behalf
  • Any PayPal transactions need to be disputed through PayPal themselves as they have their own dispute resolution
    • Please contact PayPal directly - we are NOT able to lodge these on your behalf
Did you provide any extra verification details?e.g. Date of birth, pet's name or CVV (3 digits on back of card)
Did you sign up for a Free Trial or similar offer?
Have you attempted to contact the merchant to cancel your subscription?

Card used at a Physical Location

Has your card been Lost or Stolen (if not authorised by yourself)?If either of these apply, First Option will stop your card and issue a new one (delivery of new card is 7-10 days).
How did you pay?Select one option

BPAY Transaction Details

AUD
AUD

Funds Transfer Details

AUD

Osko Details

AUD

ATM Transaction Details

AUD
Did the ATM Malfunction?
AUD
AUD
Was your card captured?
Was the transaction authorised?
Is the card in your possession?
Have you previously reported the card as lost or stolen?
Have you disclosed your PIN to anyone?

EFTPOS Dispute

AUD

Upload Documents

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e.g. Receipt, letter, invoice, notice, etc.
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e.g. Receipt, letter, invoice, notice, etc.
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e.g. Receipt, letter, invoice, notice, etc.
No file chosen
e.g. Receipt, letter, invoice, notice, etc.
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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. All loan applications are subject to First Option Bank standard credit approval criteria. Please review our 'Account and Access Facility Conditions of Use' and Financial Services Guide. © Copyright 2024 First Option Bank Ltd | ABN 95 087 650 735 | AFSL / Australian Credit Licence 236 509

  • Borrowing
    • Simple home loans
    • Complete home loans
    • Car loans
    • Personal loans
    • BeGreen
    • Low-rate Visa credit card
  • Banking
    • Better banking
    • Kids Bonus Saver
    • Business Bonus Saver
    • High-interest savings
    • Digital banking
    • Term deposits
    • Credit card
  • About Us
    • About Us
    • Our Board of Directors
  • Member support
    • Member info
    • Self-help videos
    • Security
    • Calculators
  • Contact Us