Disclosure Statements

Rates and Fees

Loan Interest Rates
Deposit Interest Rates
Fees and Charges - Loans
Fees and Charges - Other

Policies

Privacy Notification
Privacy Policy
Complaints Handling Policy
Consumer Data Right Policy

Terms and Conditions

Financial Services Guide
Account and Access Facilities - Conditions of Use
Credit Guide
Summary of Accounts & Availability of Access Facilities
Customer Owned Banking Code of Practice
PayTo Terms and Conditions

Target Market Determination

All Product Target Market Determinations

Financial Reports

Annual Report 2025

Notices to Members

Notice of 2025 AGM

Proxy Form 2025 AGM

Ballot Pack 2025 AGM