Low-rate Visa Credit Card
Enjoy a low rate of 10.49% p.a. and up to 45 days interest free on purchasesanywhere in the world the Visa logo is displayed.
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Why Us?
A Bank That Truly Belongs to You
Our member-owned bank is owned by its members, meaning every decision we make is guided in the best interests of those who join us. Unlike traditional banks, we don’t answer to shareholders seeking profits. Our priority is, and always will be, serving our members.Personalised Service for Every Member
We pride ourselves on offering personalised service that larger institutions simply cannot match. Our size allows us to focus on understanding each member’s unique circumstances and our team is always ready to help.Competitive Rates and Member Benefits
We offer competitive rates on loans, savings, and other financial services. Our focus isn’t on maximising profits but on providing maximum benefits to our members. You’ll enjoy fair pricing, tailored products, and exclusive perks designed with you in mind.Low-rate Visa Credit Card
10.49% p.a.*
*On purchases
With up to 45 days Interest free on purchases
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Low Rate
10.49% p.a. on purchases.
Interest Free Days
Up to 45 days interest free on purchases.
Environmentally Friendly
First Option uses recycled plastic for Visa Credit and Debit Cards
Environmental Rewards
0.25% of every dollar you spend goes to funding vital conservation work.
Digital Banking
Load into your digital wallet.
Global Access
Use your card anywhere in the world the Visa logo is displayed.
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To find out more or to apply or view our key facts sheet, click on one of the buttons belowEnquire Now
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