Everday Business Banking

Unlock the potential of your business with our tailored business banking package,
designed to grow with you.
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Our Business Banking Package

As a Business Member with First Option Bank, you’ll have access to a range of accounts designed to support your day-to-day operations and long-term growth:

Business Transaction Account

  • Seamless Payments – Handle payroll, direct debits, and bills with ease
  • Visa Debit Card – Easy access to your funds anytime
  • Real-Time Management – Stay in control with online and mobile banking

Business Bonus Saver

  • Earn Bonus Interest when you save regularly and don’t withdraw
  • Easy Access – move money anytime through online banking
  • Great for Planning – set aside funds for tax, bills, or future expense.

GST / Tax Saver Account

  • Stay Organised – Keep tax funds separate from everyday business spending
  • Be Prepared – Set aside money gradually to avoid last-minute stress
  • Easy Access – Transfer funds anytime via online or mobile banking
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Business Bonus Saver

Earn up to

3.90% p.a.*

On balances less than $2 million
Minimum Deposit of $1,000 per month with no withdrawals.

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*0.25% p.a. variable interest is the base savings rate up to $2,000,000. 3.65% p.a. bonus interest is earned when you deposit at least $1,000 in a month and make no withdrawals.

Business Banking Features

Visa Debit Card

Pay online, over the phone, and in person locally and worldwide using your linked Business Visa Debit Card.

High Interest Options

Earn bonus interest with the Business Bonus Saver Account or a fixed high interest rate with a Business Term Deposit

24/7 Online Access

Full account access via Internet Banking & the First Option Bank mobile app.

Xero & MYOB

Feed your bank transactions into your Xero or MYOB accounting system.
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Tyro EFTPOS

Low-cost EFTPOS for businesses transacting up to $20,000 per month2

  • Super-fast transactions Pair your Tyro EFTPOS with your POS, so customers can pay and be on their way in seconds.
  • Pay at Table Take the stress out of queuing front of house and give guests the option to pay at their table with our quick and easy Pay@Table1 feature.
  • Real time insights Keep track of your EFTPOS takings in real time with the Tyro Portal and Tyro App.

From 1.4% Per transaction (incl. GST)

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