Everyday Banking
Our Everyday Banking Accounts
Spend Account
Spend is a dedicated account for your income and day to day spending. It includes a linked Visa debit card, free withdrawals through any of the major banks' ATMs and a range of electronic payment options.Bills Account
Your Bills account is used to set aside money for your regular bills and payments. You can use BPAY, set up regular payments and automatic alerts to help you keep track of your money.Savings+Bonus Account
Savings+Bonus is a savings account designed to help you reach your short-term goals. Benefit from bonus interest when you deposit $100 or more per month and make no withdrawals.Save Account
Save account is an online savings account with a higher interest rate, so you can keep your money accessible for when you need it while earning a higher interest rate.Visa debit cards
Pay for purchases and access your cash
- Perfect for in-store and online shopping
- Integrate into digital wallets on mobile devices
- Access cash across Australia, fee-free, at any of the Big Four Bank's ATMs
- Change your PIN or lock your cards (24/7) in the app
- Use your Visa debit and credit cards overseas for purchases and cash withdrawals
Online Access
Online banking
Log into internet banking on your computer to see your account balances and bank statements, to transfer money, pay bills or manage your budget. Or if you're out of the house (or just too comfy on the couch) you can do it all on your phone with the First Option banking app for Apple or Android, downloadable where you get all your mobile apps.
Digital wallets
Don't always carry cards with you? That doesn't mean you can't still pay for taxi home if you get stuck, or buy coffees when you bump into a mate if you've only got your mobile with you. Your First Option Visa cards are compatible with Apple and Google digital wallets for your phone or smart watch.
Visa cards
- Pay for purchases and access cash.
- Perfect for online or in-store shopping.
- Made in Australia from 82% recycled plastic.
- Integrates into digital wallets on mobile.
- Access cash across Australia fee-free at any of the Big Four Bank's ATMs.
- Use overseas for purchases and cash withdrawals.
- Change your PIN or lock your card 24/7 with the mobile app.
Digital banking services included with your accounts
Send and receive money by your mobile number or email address
Pay bills online
Almost-instant electronic transfers
Manage and authorise payments from bank accounts
In-Person Access
Free cash withdrawals from any of the Big Four banks' ATMs around Australia
Over-the-counter transactions at any of 3,500 Australia Post locations
Your tools for better banking